pvb
Well-Known Member
Section 75 requires a lot of paperwork and, in my experience so far, is a complete waste of time and one would probably be better of spending the time on Small Claims which I have always found to yield the right result.
Some years ago, I had a similar situation and started a Small Claims action, naming the retailer and NatWest bank as joint defendants. On the day of the hearing, about 15 minutes before the appointed court slot, a solicitor for NatWest offered me a full refund plus costs.