Reading through this thread has been interesting. I have had a day racing boat on a swinging mooring in the Orwell for many years and have suffered only minor damage, possibly from racing dinghies. However I know of a number of incidents affecting other members of the class which have produced serious damage. One had his mast taken out by a yacht, skipper had gone below "for a moment" to check something.
Another was last season when one was rammed by a Fisher 34 and did serious damage to the topsides. So damage does occur, however I agree that the risk of some damage occurring is higher in a marina.
Over the years on the Orwell there have been a number of incidents involving commercial shipping where yachts have been not just damaged but sunk /forums/images/graemlins/shocked.gif Fortunately there was no-one on board on any of these occasions.
This is unlikely to happen in a marina.
My only loss has been an outboard and anchor stolen. Security is impossible in an open boat on a mooring.
I have many friends who agree that a mooring is wonderful on a quiet evening, G&T in hand etc. However it can have it's downside, and launching and recovering a dinghy through the mud can be a serious PITA.
I now have a foot in both camps, RHOD on swinging mooring, and Halmatic in RHYC Marina. /forums/images/graemlins/grin.gif
I have always had my boats on swinging moorings , yes there is a risk of collision,but that exists wherever.
In fact marina= land = local pubs so risk possibly higher in marina.
That said if they manage to bounce out the marina entrance ,where all fair game then!
I personally like the peace and quite of a swinging mooring the views better too,cheaper option certainly.
Marinas are an expensive overpriced carpark i use them when i have to but prefer to use that heavy thing at the bow whenever i can.
Best idea is try a swinging mooring for a season and see if its for you,as has been said before though get a decent size dinghy ,and wear lifejackets....
[Smug git]
Tidal restrictions apart - I'm aground for a couple of hours either side of low - I reckon I have a near perfect setup. I'm on a swing 400 yards from the club pontoon, which has electricity for working. On the mooring, it's as peaceful as you could wish for; if I want company, I can go on the club pontoon for a fiver a night with what is probably the cheapest bar in the Solent a short stagger away.
I launch the dingy from the pontoon, so I don't get muddy, but when the tide goes out I sit comfy as you like in the mud.
Oh yes, and I pay change from £100 a year (plus ground tackle) and I'm 20 mins from the harbour entrance
[/smug git]