tillergirl
Well-Known Member
A displacement 32' not very young mobo. I would be grateful for suggestions. Going to a broker who specialises in old wooden sailing yachts (aka MAB) is not the best!
Suggestions for a reasonable insurance broker please
- Thread starter tillergirl
- Start date
rubberduck
Well-Known Member
Try "y yacht insurance".
Momac
Well-Known Member
PlanB
Well-Known Member
I've been with Bishop Skinner since 2002, two small claims, both handled promptly and efficiently. You get a discount if an RYA member.
tillergirl
Well-Known Member
Thanks, I shall try all.
AllanG
Well-Known Member
Also try GJW
tillergirl
Well-Known Member
Have tried the web site, go through all the details and then it won't worked. Really frustrated!
AllanG
Well-Known Member
Just give them a call, as they are very helpful on the phone in my experience.
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I use Heath Gallagher:
https://www.ajginternational.com/personal-insurance/yacht-and-boat-insurance/
https://www.ajginternational.com/personal-insurance/yacht-and-boat-insurance/
Sandyshore
Well-Known Member
Nautical Insurance Services Limited 01702 470811 worth a call or an email
burgundyben
Well-Known Member
I'm with Y Yacht, easy to deal with, cost seems reasonable by comparison but most importantly I'm happy with the policy wording.
What is your boat?
What is your boat?
rubberduck
Well-Known Member
Search threads on policy wording, Y yacht insurance you are covered if a seacock lets go for example, many others would exclude based on lack of maintenance.
Scubadoo
Well-Known Member
Based on my experience, the downside to using Y insurance is that on older boats you need a survey along with a lift out etc makes it a costly process and a higher premium. GJW is a good choice and value and you can talk to them to change some of the clauses, such as a total lost - replacement boat clause. Overall, Y appears to be better cover, but quite costly for some, you have to make a judgement call on the various risks etc.
rubberduck
Well-Known Member
On an older boat, do you really want to cut corners as it is the older boat that is most likely to fail. Save a few bob on a lift out only to be told your sea cock failed due to lack of maintenance so no pay out (as it would if you never lift because of cost) This actually happened & is covered on a thread somewhere I believe.
There is no free lunch, if insurers don't need a survey or some other such thing, they will get it back somewhere else. They certainly won't write risk for nothing.
rafiki_
Well-Known Member
You could try Trafford’s?
jcwads
Well-Known Member
From what I have researched, and from experience, Y seems a very sensible choice. Agreed that a survey could be a requirement, but at the cost of things going wrong then I would be fine with that.
Currently I am with GJW and they are great service and no problems thus far, but I want confidence in the contract and I have good faith that Y is a better policy. I will be going with them next time.
Currently I am with GJW and they are great service and no problems thus far, but I want confidence in the contract and I have good faith that Y is a better policy. I will be going with them next time.
Plum
Well-Known Member
+1 Although I have not made a claim, when i switched to them last year for an 18 year old boat they did not want a survey, just photographs of some specified parts of the boat/machinery. Very easy to deal with.
www.solocoastalsailing.co.uk
Greg2
Well-Known Member
How old are we talking? Had no issues insuring our last boat, a 22-23 year old Broom when we switched to them.
Tintin
Well-Known Member
Porthcawl
Scubadoo
Well-Known Member
18 years old. When I asked about this, I was told something like it depends on the underwriter.