RichardS
N/A
That is maybe what you observe on your boat - but you have Lifeline AGMs - so when the charge settles at 12.8v that is too low as a full resting voltage for Lifelines is 12.9v to 13v - very clearly your batteries are not fully charged.
The reason that batteries need to sit at 14.4v is because it takes time for the charge to diffuse to the deeper parts of the plates. You see this on discharge as well. With a high current load the battery volts might go down to 12.2. but take off the heavy load and the voltage will immediately rise to 12.3 or more. Let the batteries rest for two hours - with no charging - and the voltage may rise to 12.5v
Not the Lifelines on the boat but the standard car batteries in my garage which are fully charged at 12.8V - 12.9V i.e. around 12.8V
The depression of voltage after use is a very well-known feature of lead acid batteries and irrelevant to the fact that the batteries are fully charged if they read this voltage after resting for 24 hours.
Richard