Marina collision

As always there are two sides to every story. The op believes the motor boat might be, "trying it on". Likewise the motor boater may well believe that the raggie is trying to, "get away with it".
In any event from what I gather from here, "he lay alongside," sounds like a rather bilical use of the language.
 
I was involved in a collision while racing - windward AWB's stern swung wildly on a wave and her pushpit hit my teak gunwhale capping leaving a slight witness dent. I subsequently got a claim from a no-win-no-fee mob of Weegie shysters for megabucks to dismantle the AWB to reach the attachments and replace the pushpit corner. I passed the claim to Pantaenius with a note of my view of the incident. They didn't pay and my premium actually dropped slightly the following year.
Just tell your insurers.
Another one of those that disnae know their racing rules, there's a lot of it about.
 
In the abstract the windward boat has a duty to keep clear, but COLREGs still apply and skippers have a duty to avoid collision where possible; in close racing there's always the possibility that a wave will move a boat unexpectedly, incidence and severity of bumps increasing with rising wind strength, but it's still the windward boat's duty so their insurance should take the hit(if they make a claim like the cited example).
 
Are there insurance implications to either a wrong or a correct interpretation of the racing rules? Sounds like Pants thought so perhaps.
I regretted not protesting. In my mind, and those of my crew which was made up almost entirely of other boat owners, it was a straight forward windward/leeward case. A protest result would probably have saved the lawyer/insurance bother. I did offer to let a RYA judge of his choice adjudicate but instead a letter from Sue, Grabbit and Runne LLP.
 
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