Insurance..

[Dave1258]

Does anyone know if Insurance companies need to be informed in the event of a hop over the channel?.
Unable to see anything in the small print, has the panel had issues with their Ins. Co. over this matter, Ta in advance Dave


<hr width=100% size=1>Someday my ship will come in, and with my luck I'll be at the airport!.

 

[byron]

If your cover is regular marine insurance and not Inland Waterways only then off you go. (Even if you only have Inland Waterways cover you only need phone them to claim your free one month sea-going cover.)

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[Deleted User YDKXO]

Not unless it's outside your insured cruising grounds which I guess it wont be but certainly make sure you carry appropriate safety equipment because that certainly would affect your policy in event of a claim
I make a point of informing my insurance company in writing of any long term changes in the status of my boat like a permanent change of berth or being stored on the hard for several weeks but not a cruise across the Channel

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[Dave1258]

Cover provided by Armada Ins. Co.; had no problem when I trailered a boat to France last year (via ferry).
Policy states for inland and coastal use, just wondered how far is coastal??

<hr width=100% size=1>Someday my ship will come in, and with my luck I'll be at the airport!.

 

[sailorman]

that would mean U.K.

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[byron]

Coastal use I think you will find is anywhere between Brest & Elbe including of course the whole British Isles.

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[Dave_Snelson]

Tell them anyway. It takes no time and avoids potential complications later.

<hr width=100% size=1>Madoc Yacht Club
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[sailorman]

"coastal" is "coastal" not Brest> Elbe.

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[whisper]

So how far offshore do you think you can you go with "Coastal" cover?

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[sailorman]

10 Nm

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[Planty]

Interestingly though, when we did the same to Spain, the Boat Insurers would not cover the boat for accidental damage whilst on the trailer and had to pay substantial extra premium to car insurers to ensure boat values fully covered whilst on Trailer. Even then certain items were deemed to be "personal effects" thus had to inform House Insurers to make sure they were covered, eg. Inflatable rib and outboard, "carried on board boat on Trailer but not deemed "integral part" of boat!"

And as for RAC european cover and 5 star insurance for Trailer, forget it cost prohibitive, in fact the RAC Centre told me to call up and pay premium 5 minutes before claiming breakdown cover!! Thus if not required, substantial saving!!

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[miket]

I agree.
Not worth the risk of not being covered.

I have had "Inland and Coastal" cover in the past and it was UK coastal only. A phone call was all that was necessary if going cross channel, but there was also a modest additional premium payable.

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[whisper]

Just checked my cover and I can sail in British & Irish waters, up to 50M offshore. So presumably I can only go across the Channel as far as the start of French territorial waters wherever that is. Must have a look at a chart to see if I could get to the Channel Isles without "entering" France.

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