chubby
Well-known member
What are the general rules about boat insurance: is the boat covered or does it depend on the skipper: my 20 year old daughter is champing at the bit to take the family boat out herself with sailing friends, she is very competent having sailed with me since birth and can easily handle our boat, and has various dinghy intructors tickets and powerboat level 2 and done yachtmaster theory and crewed on a Biscay crossing which she keeps reminding me when I say I have crossed the bay, I say Hayling she says Biscay!!!!. I had in mind day trips in the eastern solent midweek when less traffic and within defined weather criteria, eg F4 or less and not strong wind warnings and anchoring to avoid maneovering in marinas. Would we be covered, do we need to tell the insurers and have forumites been charged extra premium and how much. We are insured with the company related to a certain elderly round the world sailor but I don`t like to contact them too often in case it reminds them that we have an elderly boat and they haven`t recently asked for a survey!!!