Insurance issues for lithium

I'm insured by AXA in Germany ... they had a question about lithium batteries on the application form so I called them to find out what effect my impending Lithium system install would have - they were not interested in Lithium Iron Phosphate house batteries and informed me that the question was there for Lithium traction batteries (lithium ion).

Insurance was taken out in August this year.
 
Baggywrinkle said:
I'm insured by AXA in Germany ... they had a question about lithium batteries on the application form so I called them to find out what effect my impending Lithium system install would have - they were not interested in Lithium Iron Phosphate house batteries and informed me that the question was there for Lithium traction batteries (lithium ion).

Insurance was taken out in August this year.
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Helpful, thanks.
 
PaulRainbow said:
Your recollection is incorrect. I made no comments regarding reduced income. For what it's worth, i charge an hourly rate, so it would make no difference to me if i was inspecting someone else's work, or doing the work myself. But that's not what i said and it isn't the point.

Why would i inspect someone else's installation and take on the responsibility that it was correct, potentially leaving myself liable in the event of an issue with the installation, resulting in an insurance claim ?
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I've been an inspector of much more expansive refinery projects with far greater liability. You are certifying that the work, on the day that you were there, met code, and that the work was done to the standard of quality specified within the applicable codes, nothing more. If any thing does not meet code, you note it in the report as either a condition, a recommendation, or a requirement. You are not certifying that there will never be a problem, or that the design is the best it can be, only that it met the applicable code on that day. You are only liable if you missed something that the code specifically called out and could reasonably have been seen by an inspector, or if you lied on the report.
 
thinwater said:
I've been an inspector of much more expansive refinery projects with far greater liability. You are certifying that the work, on the day that you were there, met code, and that the work was done to the standard of quality specified within the applicable codes, nothing more. If any thing does not meet code, you note it in the report as either a condition, a recommendation, or a requirement. You are not certifying that there will never be a problem, or that the design is the best it can be, only that it met the applicable code on that day. You are only liable if you missed something that the code specifically called out and could reasonably have been seen by an inspector, or if you lied on the report.
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What are these codes that you mention ?

Oh, hang on, there aren't any.

How do you suggest i test all of the connections etc, without taking anything apart ?

What's it going to take, an hour, maybe two ? Do i want the possible aggravation for an hour or two's money, do i hell as like, thanks all the same.
 
PaulRainbow said:
What are these codes that you mention ?

Oh, hang on, there aren't any.

How do you suggest i test all of the connections etc, without taking anything apart ?

What's it going to take, an hour, maybe two ? Do i want the possible aggravation for an hour or two's money, do i hell as like, thanks all the same.
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Indeed and this is the huge problem with electrical work on boats in the UK

No legal standard
Voluntary adherence to ISO but those don't include a lot of the latest tech
No minimum standard of training to be a "qualified marine anything at all"

Sadly of course insurers would happily take the word of a marine surveyor - many of whom know nothing about about electrical work like the one who who was praising to me the lovely new cable to a 1500w windlass, running the length of the boat in 16mm . I had to explain the maths as to the amps the windlass would draw and the rating of the cable. But the cable was new and clean and red so must be good :D
 
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