Bosun Higgs
N/A
So given my apparently greater due diligence than you first thought, Bosun, do you think insurance might cover us?
You are on dodgy ground - they will normally not cover you for mechanical breakdown, and it says so specifically on my policy from St Margarets. When breakdown turns into damage from hitting a pier I do not know. Every company will react a bit differently, and it also depends on how you present things and how much you are prepared to tell porkies. Dont be shocked at this - lieing to insurance companies is almost a national pastime. I'm not suggesting you do tell porkies by the way , just that I know a lot of people do just that.
Bend on the jib. There is a world of difference between sailing a course down river and having a sail up which will give you just enough steerage way as you drift down river, so dont write off using the sails simply because you cant properly sail.