Essex surveyors .....

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NealB

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I know this comes up regularly, but I haven't found previous threads after a bit of searching, so, sorry, here it comes again.

We need an insurance survey on our old Seamaster 34 motorboat, 'Arendala'.

She's ashore at Fambridge.

I've tried contacting Dom Buckley twice recently, but haven't had a reply (hope he's ok).

Any other recommendations would be appreciated, thanks.
 
Toby Lester 07935 326 656Used to be based here (Now at Iron Wharf, Faversham), still a regular visitor. He's a shipwright by trade and a serial boat restorer
 
Hello,
I have got to have an out of the water survey (insurance companys wording) before the start of next season.Great to have the leads in this thread but wondered if there is a ball park figure cost wise? I am 34' also, twin screw motor cruiser (Fairline Corniche).

Cheers, Colin.
 
I suppose it isn't very helpful to say that an 'insurance' survey today is twice the cost of a 'pre-purchase' survey 26 years ago? :D:):encouragement:

PS: I seem to be meeting a lot of owners who are required an 'insurance' survey this winter!
 
Nautical Insurance last wanted a survey in 1998 - and it's a MAB that floats only the basis of cotton and putty. :p

PS Which really suggests that doubling up on all the jubilee clips isn't the most logical thing to do! :ambivalence:
 
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I, too, am required to have my boat surveyed for insurance renewal in December. I have been trying to find out from my Ins Co to what depth they require the survey. They couldn't tell me over the phone and are going to get back to me with an answer. Good thread for surveyors for when I get my answer.
 
Agree with you Andy. I recall my first (and only so far until Tuesday) 'insurance' survey in 1998 was as full as regards the report as the 'pre-purchase' survey but the cost was cheaper. But then the insurance survey was conducted by the same person as the pre-purchase. Clearly there was less work for the surveyor for the second one as she (there's a surprise for you) knew the boat well. In fact she was interested in buying TG before I bought her. Joe Kershaw who is booked for Tuesday morning clearly doesn't know the boat and even though I have made my two previous surveys available and the two earlier surveys in the '80s as well, he is going to have to check her over thoroughly. Indeed I will be very happy to know that I have not overlooked anything about her. But it seems clear there is a difference for a pre-purchase survey and for an insurance survey. Now it will be interesting to know the detail of the difference.
 
I think there is some sense in having a boat surveyed regularly regardless of any "insurance" requirements. An expert who does not know the boat will see things that the owner misses.

One sees this very clearly in boats that have been owned by the same person for many years; deterioration can be gradual and can escape notice.
 
Further to post #16 - today I have received my insurance renewal and it makes serious reading. Some interesting points:-

Sum insured - 5 years out of date, value now is probably 75% of this sum, maybe my fault for not following market and updating.
Policy Excess - £200 but increased to £400 pending underwriters seeing survey "and valuation report".
Geographical limits - NONE - I thought great, I had to pay £50 excess to go to the Baltic last year. I rang the Ins Co and they said "NONE" means nowhere - not allowed to cast off until submission of survey.
In Commission/Laid Up - Period 12 months - Location - "Vessel is laid up ashore until a full out of water survey has been carried out and reviewed by the underwriters."

This all seems pretty severe to me, I have never had a marine insurance claim (I get 25% No Claims Discount for this) and my boat is lifted shore every winter and yard maintained to the hilt - I appreciate the Ins Co will not know this, but responsible boat owners would not put to sea in a defective vessel, would they? My insurance renewal is early December, but this news could be seriously disruptive were it in the middle of the summer, or if I had been in foreign lands when it arrived.

If my experience is typical, then Marine Surveyors could have some busy times ahead. Now then, I must go back and find a surveyor.
 
Andy61 said:
Further to post #16 - today I have received my insurance renewal and it makes serious reading. Some interesting points:-

Sum insured - 5 years out of date, value now is probably 75% of this sum, maybe my fault for not following market and updating.
Policy Excess - £200 but increased to £400 pending underwriters seeing survey "and valuation report".
Geographical limits - NONE - I thought great, I had to pay £50 excess to go to the Baltic last year. I rang the Ins Co and they said "NONE" means nowhere - not allowed to cast off until submission of survey.
In Commission/Laid Up - Period 12 months - Location - "Vessel is laid up ashore until a full out of water survey has been carried out and reviewed by the underwriters."

This all seems pretty severe to me, I have never had a marine insurance claim (I get 25% No Claims Discount for this) and my boat is lifted shore every winter and yard maintained to the hilt - I appreciate the Ins Co will not know this, but responsible boat owners would not put to sea in a defective vessel, would they? My insurance renewal is early December, but this news could be seriously disruptive were it in the middle of the summer, or if I had been in foreign lands when it arrived.

If my experience is typical, then Marine Surveyors could have some busy times ahead. Now then, I must go back and find a surveyor.
Click to expand...

pssst...

http://mutualyachtinsurance.com/
 
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