JohnGC
Well-Known Member
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Incidentally my insurer has not mentioned it during the last 11 years but like others i'm sure there would be a position if I had a rig failure , i'm with 'Y'
We are also insured with Y. The policy states that the boat must be suitably maintained but does not specify anything more than that.
So for the rig (something I don't have expertise in) it seems reasonable to have it inspected by professionals. I enquired about inspection with a local firm and was told that they would probably advise replacement at 10 years even if no problems where apparent - because that is what insurance companies require. A nice circle!
My rig is 12 years old. I could pay for an inspection which finds no visible problem but receive advice to change it anyway. If I then ignore that advice and the rig fails, my insurance company would have reasonable grounds to withhold or reduce the claim.
I might as well just replace the rigging without an inspection and save the money.
I can save more if I do all of the preparation and reinstatement work myself. Remove mast wiring, remove the boom ready for the mast to be removed. Drive the boat to the crane myself etc.


