charles_reed
Well-Known Member
I have to confess
that I don't do that many transfers from my Egg account.
I've got the internet only one and, providing you set it up in advance, it seems no more difficult than the other on-line banks.
I think, on balance, that LloydsTSB, have the "best" on-line banking site.
It's certainly the most secure and the engine works at a fair speed. The trouble is that Lloyds is about the most expensive of the UK clearers, but its all-in monthly charge is just about worth it for the travel and other insurances they bundle with it. Their credit card is bad value for money.
Barclays are trying quite hard, in no way as sophisticated on-line as LloydsTSB, but fairly good. However we've got to be aware that they're definitely in the sights of one or two private equity players and are the most likely, now that Abbey have been swallowed by Santander, of the clearing banks to be swallowed.
NatWest are trailing by leagues, it's probably the most backward of the UK clearers, certainly it is of those I've had 1st hand knowledge, tho' their Coutts subsidiary does offer an old-fashioned personal banking service which no-one else matches - but you've got to have a nett worth of well over £1000K before they'll look at you.
Nationwide have a "steam-age" internet system albeit the front-end looks quite up-to-date, security is about average, the engine has lots of hiccups but in terms of value for money it beats all the rest into a cocked hat. But what would you expect of a mutual? after all the depositors are the owners and no greedy shareholders or pension fund managers are trying to screw the last drop of divi out of them. I've always had a soft spot for that endangered species the mutual.
It's quite enlighteneing to talk to senior bankers - at least most of them are still chartered, unlike the present wave who are just derivitive salespeople.
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that I don't do that many transfers from my Egg account.
I've got the internet only one and, providing you set it up in advance, it seems no more difficult than the other on-line banks.
I think, on balance, that LloydsTSB, have the "best" on-line banking site.
It's certainly the most secure and the engine works at a fair speed. The trouble is that Lloyds is about the most expensive of the UK clearers, but its all-in monthly charge is just about worth it for the travel and other insurances they bundle with it. Their credit card is bad value for money.
Barclays are trying quite hard, in no way as sophisticated on-line as LloydsTSB, but fairly good. However we've got to be aware that they're definitely in the sights of one or two private equity players and are the most likely, now that Abbey have been swallowed by Santander, of the clearing banks to be swallowed.
NatWest are trailing by leagues, it's probably the most backward of the UK clearers, certainly it is of those I've had 1st hand knowledge, tho' their Coutts subsidiary does offer an old-fashioned personal banking service which no-one else matches - but you've got to have a nett worth of well over £1000K before they'll look at you.
Nationwide have a "steam-age" internet system albeit the front-end looks quite up-to-date, security is about average, the engine has lots of hiccups but in terms of value for money it beats all the rest into a cocked hat. But what would you expect of a mutual? after all the depositors are the owners and no greedy shareholders or pension fund managers are trying to screw the last drop of divi out of them. I've always had a soft spot for that endangered species the mutual.
It's quite enlighteneing to talk to senior bankers - at least most of them are still chartered, unlike the present wave who are just derivitive salespeople.
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