Being retired; painful

lustyd said:
I bought my last car for £13k and sold it ten years later for £3k. I’ve never seen a lease for £1k/year. I suspect your expectation are of having a new car constantly, which is clouding your idea of value.
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I refer to leasing compared to buying a new car on finance.
I am presently paying under £200 per month wirh maintenence included but that's not repeatable since lease costs have increased significantly.
 
Cerebus said:
Not every day can be a sailing day or even a ‘work on the boat day’ and if retired before one’s spouse what suggestions do people have to quell boredom?

The tv is on and I am trying not to snack.

I don’t do gardening or house DIY (although that is on my list and do-able compared to my idea of gardening).

Ideas to quell boredom and rotting away?

I am just about to read a post about “heads pipe cleaning” ! Just renew imo but I haven’t read if there are complications yet.

Interesting how threads are suggested (and strange adverts too).
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i used to control rabbits with rimfire rifles, out every day &most eveningsi built up a portfolio of many local land owners all quarry went to a wildlife park for animal feed, my last 11 months i bagged 400, my first 8 yrs retirement were good. the the last 5 torture
wonkywinch said:
I highly recommend a book called "How to Retire Happy, Wild, and Free: Retirement Wisdom That You Won't Get from Your Financial Advisor".

Retirement is the beginning of the next stage of life, not the end of anything. spend cash on medicial check up it will work out much cheaper than my expenditure now post acute stroke& 9 months in Addenbrookes bed during covid my persoal care & private neiro physio are very expensive. Its a good job i used to be a rich yacht owner:ROFLMAO:
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wonkywinch said:
Annual income twenty pounds, annual expenditure nineteen nineteen and six , result happiness.

Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.

Charles Dickens, David Copperfield
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Dickens lived well before the gold standard ended and inflation truly started though. He would have no concept of that twenty pounds today being essentially worthless in a few years, making debt a much more sensible option than it used to be. Ask anyone who bought a brand new 40 footer 20 years ago if they still think it was expensive!
 
lustyd said:
Dickens lived well before the gold standard ended and inflation truly started though. He would have no concept of that twenty pounds today being essentially worthless in a few years, making debt a much more sensible option than it used to be. Ask anyone who bought a brand new 40 footer 20 years ago if they still think it was expensive!
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Inflation roughly doubles the cost of everything each 20 years, but then my salary/pension is double what it was 20 years ago too.

Without a mortgage, I have more disposable income than before. But still baulked in the Bavaria showroom!
 
lustyd said:
Dickens lived well before the gold standard ended and inflation truly started though. He would have no concept of that twenty pounds today being essentially worthless in a few years, making debt a much more sensible option than it used to be. Ask anyone who bought a brand new 40 footer 20 years ago if they still think it was expensive!
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Don’t forget debtors prison.....and the workhouse
 
Excluding vat my Seawolf 30 was just under £20,000 new, fully fitted. 1985. What would the price of a 30 footer cruiser/racer be now?

Wonkywinch suggests £80k. Is that correct?
 
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I’ll see your manufacturing overheads and raise you efficiency improvements.

Doesn’t matter how you look at it, a 30 footer is definitely way more than that now!
 
And yet ironically we're still constantly seeing posts here saying corners are being cut, efficiency has gone too far to bring costs down yadda yadda there's no profit in boat building. None of it true, of course, but we are where we are
 
A Vodaphone VT1 "mobile" phone was £1,500 in 1985. The latest iPhone 16 is £999.

In 1985, 128GB of computer memory cost over $10 million. Today it's about £12.

I worked out once if I'd spent a month's salary on Microsoft stock when they launched in 1986, I'd be holding about £10m worth now (enough to buy that 128GB memory back then!).
 
wonkywinch said:
I worked out once if I'd spent a month's salary on Microsoft stock when they launched in 1986, I'd be holding about £10m worth now (enough to buy that 128GB memory back then!).
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I worked out once if I'd spent a month's salaryon Enron stock when they launched in 1986, I'd be holding about £12 worth now (enough to buy that 128GB memory now!).
 
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