A nautical term for an overloaded boat?

joe17

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Are there any nautical terms or phrases for when a boat is overloaded?

For example when a dinghy is too full and the waterline is close to the gunwale.

A non native english speaker asked me for such a term, but the best I could come up with was "sitting deep in the water".
 
'By the head' is a term used when overloaded and the bow is sitting low, 'down by the head'. Similarly 'by the stern'
 
Don’t know the term for overloaded but when a helpful chap rowing his wife and 2 kids ashore gave me and my mate a lift ,his wife had some very interesting terms when we floundered and ended up to our waists in Medway mud. It was 47 years ago and I still cringe
 
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