Travel insurance.

[Carmel2]

I know this has been done to death, but any recommendations? We are in the Spanish system including the equivalent of the EHIC, so it's just to cover boat time in Greece.

 

[colind3782]

I use Insure and Go. Never claimed but they're cheap and cover sailing

 

[Carmel2]

I use Insure and Go. Never claimed but they're cheap and cover sailing

UK resedents only, but thanks.

 

[Davy_S]

I don't know if they still offer the insurance, when we lived in Greece, we took out a get out of jail type policy, this covered the cost of flying us from the island to the mainland hospitals in case emergency treatment was needed, the cost was only around 70 euros in total, it was with Inter American, it is possible they may do a holiday type insurance as well, could be worth a look.

 

[Carmel2]

Thanks Davy they don't do travel insurance but a bookmark for future times.

 

[longjohnsilver]

I use Insure and Go. Never claimed but they're cheap and cover sailing

We also use Insure and Go, now owned by a Spanish company. We did have to make a claim for hospital treatment last year, €1k +, repayment was rather slow and tortuous but it did happen. We've just had our renewal and our premium has reduced!!

 

[colind3782]

We also use Insure and Go, now owned by a Spanish company. We did have to make a claim for hospital treatment last year, €1k +, repayment was rather slow and tortuous but it did happen. We've just had our renewal and our premium has reduced!!

Owned now by Mapfre who handle the claims for most of the insurers in Europe

 

[longjohnsilver]

Owned now by Mapfre who handle the claims for most of the insurers in Europe

Yes and don't we just know it, I lost count of the number of times I had to phone them.

Insure and Go was originally owned by a fellow boater, Perry Wilson who we met and enjoyed a pleasant few days with many years ago. He sadly died very young a few years ago.

 

[Carmel2]

Thanks for that!

 

[SteveSarabande]

I think your choices are more limited once you are 'non-resident. I use topsail, but I think that is Uk residents only

 

[kalindi]

I came across this problem about 12 years ago when I wanted travel insurance to cover sailing trip from the uk to Portugal. I lived in france at the time and as you say most companies seem to insist on UK residence. It seems the French don't do travel insurance. I found a company based in Denmark who provide annual or trip insurance and you only had to specify your country of residence so that you could not claim for problems there. It was a bit unusual in that they set a maximum limit on any one claim at about £250k and provided you could provide proof of expenditure they were not really concerned on what you had spent it on. This seemed to me to be good idea as they agreed it would cover the cost of evacuation of a boat if you should need it and if any country or service would charge for it.
The company was sold to BUPA and I used it up to about 3 years ago when we returned to the UK. At the time it was not much more expensive than those offering cover for UK residents so it might be worth checking g if BUPA still offer this insurance at a reasonable price.
Fortunately I never had to make a claim so cannot comment on the practical side of the srevice

 

[ean_p]

Owned now by Mapfre who handle the claims for most of the insurers in Europe

Yes there is a reason for that and it's not a good one for those that have to claim! I will never use a company that has Mapfre handling the claims!

 

[Carmel2]

Any experience of Stay Sure? Very competitive but truly horrible sales tactics.

 

[BobnLesley]

We just used the EU card in the Med but since heading west have been with Bishop Skinner/Bluefin; reasonable (we think) premium and when we had the misfortune to need/make a serious claim they were BRILLIANT!

One thing I now advise you consider - we'd never thought about it in advance either: Over and above recovering the medical costs, a good Medical Insurer can achieve things that you couldn't. even with a hefty credit card; in my case they secured a seat on a 'full to capacity' aircraft less than an hour before its take-off time and had it wait an extra fifteen minutes for the taxi to get me there.

 

[Carmel2]

You need a bona-fide UK address for the BS insurance, which we don't. But thanks.

 

[Takamoana]

We have used World Nomads for the last 5 years and they paid our only claim promptly. The advantage for us was that we could start a policy even though we had already left our country of residence.

 

[Strolls]

I spend most of my time in SE Asia, and there are multiple European insurers who will cover you here. My plan is $80/month for any and all inpatient care. It was an extra 80 per month for normal doctor care, outpatient stuff, but I didn't need it. I'm a young healthy guy so I mostly need it for terrible motorcycle accidents or an unexpected medical expense for unforeseen illness.

When I first left home I kept Obamacare for 1 year, paid through the nose, and then realized it was not smart.

I asked him who he was with, he said ACS. I assume this lot: www.acs-ami.com/en