To late for insurance?

pcatterall

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Our trip to France came to an end in Poole when awfull vibrations suddenly occured in the back end!!
She is now lifted out and the engineer says that there is evidence of rope in the rope cutter which is damaged, damage to the prop which can probably be repaired, a bend in the shaft which probably can't be straightened and the cutlass bearing rubber has become detatched.
We believe that the actuall damage occured several days before when our prop was fouled ( I'm ashamed to say!) by a cut line from the Fishguard lifeboat ( they had kindly allowed us to tie behind them while sheltering from a gale in the harbour) We had a diver down who cleared the rope and said it all looked ok. We monitored the propshaft and kept checking for vibrations but after a day or so thought all was well. Just as we exited Poole some days later the vibrations suddenly started, we could see the rubber over the stuffing box moving around and managed to motor slowly to a nearby mooring.
The engineer seems pretty confident that he can show that the damage originated from the fouled prop and advised us to get an insurance claim form.
Is there much chance of them forking out after such a delay ( we are with CJW insurance) ?
 
For what its worth I had a propellor shaft successfully straightened in an engineering shop for about 30 Euro, so if you end up paying for it yourself that might be worth investigating.
 
the two were unrelated though, the shaft was last summer and all grand since with that, until I wrapped a bloody rope around it ...
 
What you describe is what most folk would do, surely.
1. Rope round prop
2. Diver down to clear it
3. Continued with caution
4. Problem

Not sure what more you could/should have done.
 
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