The Mrs wants me to sell the boat

oGaryo

oGaryo

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to go towards paying for a re-mortgage for a house extension she has her mind set on (awaiting building regs approval and then we're set to go).. we can afford to do both but she won't let it drop. this one isn't going to end well. Has anyone else experienced this predicament and if so, what was your solution?

p.s. selling the boat isn't a solution ;)
 
Unfortunately I have had to choose twice previously, needless to say I'm still boating, as for the right decision? I don't know, but it worked for me.. ;-)
 
Rather than extending the house why don't you create the extra space by getting a bigger boat ?
 
I'd say expecting you to sell up is harsh, especially given your recent health scare - "Live for the moment" was mine (and SWMBO's) mantra after my kidney failure.
 
Form limited offshore company sell boat to said company for nominal sum and right to use for 10 years. They own the boat, they are not you, you cannot sell their assets. You cannot mortgage or sell their boat.
They trade, very badly, in yacht charter. Not coded so difficult to rent out and often on standby for preferential user.
Eventually goes bust and only asset is a boat that gets sold in a fire sale, you might be in the right place to make such a purchase.

The costs will be considerable unless the boat is worth millions and it would be seen as an attempt to conceal assets or Hotpoint money. No accountant worth it would dream of running such a deal.

But if your name is Eccleston or Abbramovitch someone will run it for you.
 
oGaryo said:
to go towards paying for a re-mortgage for a house extension she has her mind set on (awaiting building regs approval and then we're set to go).. we can afford to do both but she won't let it drop. this one isn't going to end well. Has anyone else experienced this predicament and if so, what was your solution?

p.s. selling the boat isn't a solution ;)
Click to expand...


We built the extension ourselves at less than a 1/5 of the prices quoted. Get your boys to help you and it will be knocked up in no time.
 
If you don't need to sell the boat to raise the money it sounds like there is another issue regarding the boat and the house extension is an excuse to cover it. You need to find out what that is. Is she worried about you boating since your health problems or something like that?
 
Seriously, I think this is a not uncommon tension which needs to be resolved.

imho you buy a boat, maybe because it's something to bring the family together in a shared activity. You imagine sunny days with the kids jumping in and out of sparkling water while you and your beloved look on fondly. You've made it. Not only wealth but the perfect family.

Then you find that you quite like getting oily as you service the drives on a freezing February day, chatting to the gnarly old seadogs on the dock - mebbe share a nip of scotch from your flask. Man, those are the days you remember. Plus that time when it blew up a hoolie, sheesh - took a coupla greenies over the top before getting back home. Never more alive.

But the kids are at football practice every Saturday; the missus has had enough of running them round here and there and everywhere. Where the flippin' heck were you when Charlotte had to be collected from her friend Siobhan's house? I'll tell you. You were fiddling about with that fornicating boat again, nattering to your mates as per blimmin usual. Whadderya mean you bought it for both of us? That's the best one I've heard in a long time. I'll tell you when I next want to see your boat; never.

Ahem.

But on the other hand, the broader view is perhaps that the boat keeps you out of mischief. If it's a choice between that and some of the other possibilities which might occur when you have time on your hands then perhaps it's the lesser of two weevils.

All, as I say, imho. :D
 
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Its official, my Mrs doesn't like boating anymore. All came to a head this summer on why I needed a bigger boat(perhaps an S28:)
If its not new wardrobes its then holidays abroad, change the kitchen and bathroom, buy new car, grrr! Will it ever happen?

Its my only vice in life so one day there will be a BIGGER boat.

Tell your Mrs its probably not the best time to build an extension as there aren't many good construction workers out there due to the industry being so busy. Best wait a few years when the bubble bursts for the labour rates to reduce.
 
it may be that extension is just building more bits of the nest in case the children want to stay around a bit longer. Or to help them them stay around longer...

Value of the boat to family as a recreational / holiday source vs yet more mortgage payments...


I do not envy the place you are in over this matter.
 
benjenbav said:
Seriously, I think this is a not uncommon tension which needs to be resolved.

imho you buy a boat, maybe because it's something to bring the family together in a shared activity. You imagine sunny days with the kids jumping in and out of sparkling water while you and your beloved look on fondly. You've made it. Not only wealth but the perfect family.

Then you find that you quite like getting oily as you service the drives on a freezing February day, chatting to the gnarly old seadogs on the dock - mebbe share a nip of scotch from your flask. Man, those are the days you remember. Plus that time when it blew up a hoolie, sheesh - took a coupla greenies over the top before getting back home. Never more alive.

But the kids are at football practice every Saturday; the missus has had enough of running them round here and there and everywhere. Where the flippin' heck were you when Charlotte had to be collected from her friend Siobhan's house? I'll tell you. You were fiddling about with that fornicating boat again, nattering to your mates as per blimmin usual. Whadderya mean you bought it for both of us? That's the best one I've heard in a long time. I'll tell you when I next want to see your boat; never.

Ahem.

But on the other hand, the broader view is perhaps that the boat keeps you out of mischief. If it's a choice between that and some of the other possibilities which might occur when you have time on your hands then perhaps it's the lesser of two weevils.

All, as I say, imho. :D
Click to expand...


Nail on the head I reckon.. Debbie does still go on the boat but I think it's lost its attraction now that pretty much all of her mates have had a go. and as you say, both boys are now into other things. I think I am going to have to get really good at single handed boating
 
Gary you only live once mate - After all a house is only bricks and mortar but a boat on the other hand is a Lifestyle - I know what option I would go for if I was in your shoes having had an unfortunate health scare only a few months ago.

Keep the house and upgrade the boat..

You need to man up or else a caravan may beckon next :encouragement:

Happy New Year :cool:
 
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Hmm....bit of a tricky one.
Might be worth getting SWMBO to read the 'What boat started it for you' thread so help her to understand what value a boat adds to family life :)

On a serious note getting a boat was never on my good lady's radar, not least because (to use her expression) she gets seasick getting out of the bath. Fourteen years and four boats on and she now agrees that it has been a great thing to do. It took a while though! :)
 
I'd been dating my current wife for around 4 weeks...I'd told her that I was on the look out for a boat to potter around in...we looked at a couple together and then decided to pool our funds and buy something together....
10 years on, still with same girl but on our 6th boat...we are very lucky that the interest is mutual, I can't imagine justifying the time or cost overhead to a partner, were she not equally invested.

Good luck with it Gary....
 
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