Single Handed Sailing + Insurance

myoldsailor

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Hi!

Forums working a treat for me ;-)

I'd like to Single Hand my 38ft Yacht, in the solent, cross channel and maybe Spain, Greece etc.

Now..can anyone recommend insurance that will cover me??

The million dollar question!!

All the best.
 

doris

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First call Pantaenius. Be surprised if anyone else gets close to what they offer, bearing in mind your requirements.
 

ashanta

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I use GJW. They don't charge me more for single handed sailing which I do most of the time but they state on my policy that if I claim my excess is raised to £250 if the accident occurs when single handed at night. The area covers all the channnel /Elbe etc Otherwise it is a normal cover at reasonable rates.
 

BoyBlue49

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GJW, depends on qualifications and length of experience.
They charged a one off premium for crossing Biscay last year but no extra for whole of Med single handed 24/7.
Had to have another experienced person for Biscay only.
I changed sailing area from Elbe / Brest to Med as The Boat can't be in two places at the same time.
One off premium for Biscay was £160. Best to shop arround.
 

ebbtide

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Bishop Skinner for me, with a bigger Excess at night.
Their claims record - and that's where it counts - is superb.
 

myoldsailor

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Hi,

Thanks all, already with craftinsure...awaiting a reply to my mail!

Quite sure they are underwritten and navigators and general??
 

PeterGibbs

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The key thing is, as you probably suspect, talk with your insurer about your sailing practices; how long you have sailed single handed, miles alone, backup systems available in case of distress, night s/h, and excess expected etc etc .

Most insurers know that there may be even 3 persons aboard but if they are just passengers, the situation is as if single handed but with liabilities; so I have not experienced wholesale rejections of applications with a proportion of s/h sailing.

Remember your revelations will be noted against your policy and checked if a claim is made. Better to over-declare than try to fudge and get a refusal when it's claim time!

PWG
 
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