owen
Member
has anyone had any positive or negative experiences of this boat insurance. the stated cover appears comprehensive with the same exclusions as other policies. i wonder if anyone has first hand experience??
Saga boat insurance
- Thread starter owen
- Start date
Pete7
Well-known member
Had to make a major claim off the yacht Sorina a couple of years ago after the muppet crashed into my moored boat. He said they were having problems with the gearbox but hadn't bothered to get it fixed and just hoped it would be alright for a 10 day passage down to the West Country.
Took 7 months and left a bitter feeling. Saga managed to appoint probably the most incompentant surveyor I have ever met to check out the claim. He recommended some filler to carry out the repair. BA Peters in Chi did the work in the end, bill came to £6.5k.
I now give a wide berth to anyone who even looks like they might be insured with Saga.
I have used Mardon in Shopshire for 15 years, never a problem. They even covered us for a channel crossing over the phone as we entered Bray Harbour in Alderney one year after we forgot to tell them. Always very helpful.
Pete
Took 7 months and left a bitter feeling. Saga managed to appoint probably the most incompentant surveyor I have ever met to check out the claim. He recommended some filler to carry out the repair. BA Peters in Chi did the work in the end, bill came to £6.5k.
I now give a wide berth to anyone who even looks like they might be insured with Saga.
I have used Mardon in Shopshire for 15 years, never a problem. They even covered us for a channel crossing over the phone as we entered Bray Harbour in Alderney one year after we forgot to tell them. Always very helpful.
Pete
jerryat
Active member
I've got a couple of quotes from them in the last ten years and they've both been a LOT more than I've been paying, and for lesser cover. Won't bother again.
sarabande
Well-known member
Ummm. Currently covered with them for both the motor sailer and the wayfarer. A review is called for in light of comments.
thanks guys !
thanks guys !
waterboy
New member
I agree with jerryat. When I sought quotations, they were a lot more expensive than the regulars, GJW, Haven Knox etc, I felt they were a bit out of their depth.
Poignard
Well-known member
I found they were not as competitive as GJW-Direct and they were more restrictive about single-handed sailing.
Emjaytoo
New member
[ QUOTE ]
I've got a couple of quotes from them in the last ten years and they've both been a LOT more than I've been paying, and for lesser cover. Won't bother again.
[/ QUOTE ]
That was my experience - out of five quotes they were way over anyone else.
I've got a couple of quotes from them in the last ten years and they've both been a LOT more than I've been paying, and for lesser cover. Won't bother again.
[/ QUOTE ]
That was my experience - out of five quotes they were way over anyone else.
Aja
Well-known member
[ QUOTE ]
I now give a wide berth to anyone who even looks like they might be insured with Saga.
Pete
[/ QUOTE ]
Pray, how do you tell? /forums/images/graemlins/confused.gif
Does that not elimintate mixing with at least 50% of boaters?
Donald
I now give a wide berth to anyone who even looks like they might be insured with Saga.
Pete
[/ QUOTE ]
Pray, how do you tell? /forums/images/graemlins/confused.gif
Does that not elimintate mixing with at least 50% of boaters?
Donald
Poignard
Well-known member
Easy. They have a Zimmer frame fixed either side of the mast
Talbot
Active member
I looked at their policy a couple of years ago, and then read the small print in great detail. What appeared on the surface to be similar provisions to others, wasnt. Once I had analysed the cover, I walked away!
PeterI
New member
Hate to go against the trend of the thread but I'm insured with them. They were cheaper than elsewhere.
Had occasion to make a claim last year. It was a manufacturing fault and the dealer wouldn't pay up. They appointed Ed Sawyer as their surveyor and he couldn't have been better. I was seriously impressed. They were helpful and professional throughout and, more importantly, paid up without difficulty (minus the excess etc. of course).
They are, actually, Haven Knox-Johnson under a different badge, when the claim papers came through they were from H K-J.
Had occasion to make a claim last year. It was a manufacturing fault and the dealer wouldn't pay up. They appointed Ed Sawyer as their surveyor and he couldn't have been better. I was seriously impressed. They were helpful and professional throughout and, more importantly, paid up without difficulty (minus the excess etc. of course).
They are, actually, Haven Knox-Johnson under a different badge, when the claim papers came through they were from H K-J.
Gin
Active member
Seems to me that having got quotes for,
1. house insurance,
2. car insurance
3. boat insurance,
the basic precept is that someone of my age should only have.
1. something modest.
2. something modest
3. something modest
otherwise pay throught the nose !!!!!!!!!!!!!!!!!!!! /forums/images/graemlins/grin.gif
1. house insurance,
2. car insurance
3. boat insurance,
the basic precept is that someone of my age should only have.
1. something modest.
2. something modest
3. something modest
otherwise pay throught the nose !!!!!!!!!!!!!!!!!!!! /forums/images/graemlins/grin.gif
ThereAndBack
New member
[ QUOTE ]
I've got a couple of quotes from them in the last ten years and they've both been a LOT more than I've been paying, and for lesser cover. Won't bother again.
[/ QUOTE ]
Yes, I can explain that - their premiums would be less if they didn't have the expense of writing to me every ten minutes, trying to sell me;
boat insurance,
car insurance,
pets insurance,
house insurance
medical insurance,
etc.
What with them and American Express I don't get time to go sailing for reading the post. /forums/images/graemlins/mad.gif
I've got a couple of quotes from them in the last ten years and they've both been a LOT more than I've been paying, and for lesser cover. Won't bother again.
[/ QUOTE ]
Yes, I can explain that - their premiums would be less if they didn't have the expense of writing to me every ten minutes, trying to sell me;
boat insurance,
car insurance,
pets insurance,
house insurance
medical insurance,
etc.
What with them and American Express I don't get time to go sailing for reading the post. /forums/images/graemlins/mad.gif
Cloven
Active member
Had a problem with renewing a SAGA insurance some years ago when they changed the policy to read "... the boat must be adequately crewed for any passage". After several phone calls I had about 5 different versions of what this meant varying from:
1. No single handed sailing
2. Must have at least 3 crew if going out of sight of land
3. Must have at least 3 crew if crossing the Channel etc
It seemed that whoever I spoke to had a different opion so I gave up and changed my insurer and saved ££££ with no such "strings" attached.
1. No single handed sailing
2. Must have at least 3 crew if going out of sight of land
3. Must have at least 3 crew if crossing the Channel etc
It seemed that whoever I spoke to had a different opion so I gave up and changed my insurer and saved ££££ with no such "strings" attached.
moodymadness
New member
Keep getting mail through the post from them although when I asked for a quote they wouldn't insure my 30 foot yacht anywhere on Anglesey, North Wales. Still getting the mail shots!
Pete
Pete
nedmin
Active member
Boat insured with Saga £100 cheaper than GJW and same cover.Just had a claim with wifes car couldnt have been better dealt with.
Athene V30
Active member
I was told ages ago that SAGA stood for 'Sex And games for Aged'.
/forums/images/graemlins/laugh.gif
/forums/images/graemlins/laugh.gif
Poignard
Well-known member
That doesn't surprise me, different insurers specialise in different types of client/risk and price accordingly. Also GJW offers me a discount but SAGA doesn't.
ITH
Member
We have just insured with SAGA, having also requested quotes from Pantaenius, GJW, and Bishop Skinner. In contrast to most experiences on this thread, SAGA offered the best price. I thought the policy offered similar coverage to the others: however I would be interested in the details of Talbot's reading of this aspect?
