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My AGMs have lasted more than 11 years so I’m not sure your calculation is quite so clear cut.Lithium batteries are not more expensive than AGM:
400Ah of Victron lithium cost me a bit under 4000USD. So let's call it 10USD per amp hour. My 'old' AGMs had a nominal capacity of 540Ah so the useable capacity was 270Ah. They cost me 2000USD, so about 7USD per (useable) amp hour. The AGMs lasted 18 months, so every month the lithiums last over 2 years, makes them cheaper than AGM. They are expected to last 10 years.