Messing about in boats again

Certainly is a beamy boat Woof......you should see her layout below too, far better than a bathtub....ooops! I mean Bavaria.

Have to say I was very impressed with 'Full Circle' she is a lovely boat and well worth the money.

Dave


P.S Funny about Scootland always having shite weather. My 20 year old son pisses himself with laughter every time he watches the weather forecast. For some reason he finds it very amusing that it rains there all the time! /forums/images/graemlins/laugh.gif
 
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A believe it refers to a constable of police. BTW, there is a difference between openess and nosiness. I don't see how Jimdew's personal finances could benefit you in buying a boat.

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I would like to see what kind of payments need to be made for a boat of that value. In order that I can see what kind of value boat I myself can afford. But of course, that doesn't benefit me in the slightest.
 
ello ello ello

Finance repayment rates vary: some can borrow cheap money against a house which won't be the same rate as merely against a boat, and the rates all vary depending on credit staus and amount of deposit.

This being the case - or actually even if it wasn't - asking exacerly how a partic individual bought their boat remains a bit *too* personal. Best start a new thread and ask "suppose i wanted to borrow £50k (or whatever)" and take it from there.

A slightly-related issue regarding the response you have gotten is that your profession is unfortunately but unsurprisingly suffering from a less-than-great image problem amongst the reasonably well-off middle classes - who buy boats.

It is reported that this is because their contact with the police is now generally almost entirely negative : having money extracted for moving traffic violations, risking losing their licence and hence mobility for moving traffic violations, almost total absence from old-fashioned (presumably unpopular) crime prevention such as walking the beat, the almost uncontrolled rising poluarity amongst the police for driving cars fast at public expense and getting away with it at 150+ mph - or even selling the videos to TV, and the generally slow, unenthuthiastic response and falling success in tracking property crime from which the middle classes suffer heavily. Shooting people in the street recently didn't go down a bundle either.

Hey -at least i'm being open and straight forward about it all, eh?
 
Re: ello ello ello

still can't see why peeps borrow to buy boats, cars etc. Cash is king. And these days, you have to be very confident you have a job for next few years to take on that sort of commitment? Buy it outright, then no cash problems a few years down line when you have cashflow probs.
 
Tyce,
I havent a clue what the fin keeler does, but it is a lot faster than the lift.
Hydrodynamically, the lift keel is an 8ft long stub wing with a plate swinging out of it, and it has twin reinforced rudders that the boat stands on. Also the 2 blade fixed is waggling about on its own, with no fin to hide behind.

It is a splendid caravan that needs f4 to get it going, and needs reefing at the same time. The lift keel version needs to be underway to steer it, as there is no propwash flow over the rudders. As my first wheel steered boat, I find the steering feedback very dead, but I am told that most boats are like that.
If you want to race, buy the Sun Fast!
Pleased that it dries out well upright, not pleased that I had to pay to have a keel box mod to siphon away trapped water.
It is nice and dry upwind in a F6 without the sprayhood which I deleted.
I had a third reef added, and dont forget to order the spinnaker gear option which is an essential and very good value for money (I didnt and it cost me about 500 quid more to fit myself!)
Cavernous bow locker eats the 2 anchors and 80m of chain, 2 large ball fenders and 4 24 inch round fenders. Windlass excellent.
Cabin and interior is splendid for 4 for a holiday (we have the 2 cabin version).
Convert the port cockpit locker by cutting out the floor and adding a vertcal bulkhead, which gives excellent locker space (otherwise paltry). View it on Jeanneau-owners network.
Also have removeable forestay, costly but safe.
Engine is spectacular, new 3YM30. Smooth and economical, very quiet, 8.7 knots in flat water. Envy of my friends.
Lots of work and mods to make it sailable properly, add about 6-7 grand to the final price for electronics and other fitttings like furling jammers, cruising chute gear, jackstays, fire extinguishers etc.
Sails are OK, prefer the Main to the Genoa, would replace with bi radial. I also added a tri-radial Cruising chute, very nice but very huge. Get a snuffer!
100 turns for the keel raising is a pain. Two options: Sail with the keel up - done that, and not much difference to keel down in up to F5. Kept up with a Sigma33 short tacking up the Crouch in a F4 with the keel raised.
Second, get a winch buddy, electric winching aid as there is very little effort required to get the keel up, just the tedium of the 100 turns. Also, I let the boat settle on the keel with it down on our pontoon, down to about 1.25 metres draft, and all seemed to fold itself into the box.
Keelbox mod is an anti siphoning device if you sit it on soft mud, and prevents water being siphoned up the box and pushing smelly muddy stuff out over the top with the standard drain. Clarke and Carter have a fix for this which introduces another seacock and hose and is quite a neat fix.
Twin rudders have caught 60 feet of netting on the Starboard side coming back from Ostend, but because of the transom platform, and its aft location, was able to unhook with a boathook whilst clipped onto the aft rails.
Still some silly design features but overall is a good boat I think.
Keel photos and my locker mod are on Jeanneau Owners Network website.


Overall, I got exactly what I wanted and paid for, and I expect to own it for a long time.



Phew!

Jim
 
Re: ello ello ello

------ still can't see why peeps borrow to buy boats, cars etc. Cash is king. And these days, you have to be very confident you have a job for next few years to take on that sort of commitment? Buy it outright, then no cash problems a few years down line when you have cashflow probs. ---------

We dont all have the cash to do that Brendan. My line of antecedants have a habit of falling off the perch early, and therefore Lynn and I decided to buy the boat we wanted rather than the old crap I have run around in for years in case I dont make it to the point where I could buy it cash. We therefore have what most people would consider a reasonable mortgage covering house and boat purchase.
My Dad didnt get to 66, his brother 51, and his father 63, and his grandfather also 63. Live now, and keep up the life insurance.
 
cash is king

Come off it brendan, boat prices are still increasing ahead of inflation and interest rates are low. If you save up cash for the boat it might be a long wait, or a crap boat. Which is it going to be for you?
 
----Jim, we've all heard of 7-a-side footie, but I haven't seen 7-a-side controls before; what do they all do?----

From memory, as I dont have much to do with that end of the boat.... /forums/images/graemlins/cool.gif


Port Side

Spi 1
Gen 1
Reef 1
Reef 2
Main Halyard
Main Sheet
Traveller


Starboard Side

Spi 2
Topping Lift
Reef 3
Gen 2
Outhaul
Kicker
Traveller

Also have outboard on the rail
Port side - Furling Line
Stbd Side - Cruising Chute tack line

Still have to go forward to attach the cruising chute, and also the Storm Forestay and Storm Jib. Pah!

More to come yet 2006...
2 Jammers for moving the genoa cars up and down the tracks.
2 Jamming Cheek Blocks for the Genoa sheets when moving to Cruising Chute sheets.
2 Jamming turning blocks for the Cruising Chute sheets when moving back to Genoa sheets.
Some sort of Gybe preventer arrangement for the Main.
Possibly a couple of Cruising Chute chokers or poling out tension.
Possibly an uphaul for the whisker pole.

They love me in the swindlery.
Jim
 
Re: cash is king

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Precisely. Very few people save up and buy a house for cash, takes too long and can't do without it. Ditto for the boat, in our case.

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I agree........my wifes uncle who lives in California told us once that everyone he knows is on the 'drip feed'.

Everything they have is either on lease or HP, they don't really buy things out there, but do a great lifestyle.

More to the point when you kick the bucket you can't take your house etc with you, so enjoying life now rather than later has to be the favourite!
 
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