Insurance when I’m not onboard ( but someone else is)

[[199490]]

We are going to be mooring the boat up in Paris over winter and part of the time we will be onboard with friends visiting but, over the Xmas/New Year period we are going home but letting another couple live onboard. Is this likely to be an issue from the insurance point of view? They won’t be taking it anywhere and it will be running off shore power so will never need to run the engine. I can’t see any great risk but I guess I need to tell the insurers?

 

[Sticky Fingers]

Think you’ve answered your own question! Yes I agree.

 

[Graham376]

Ask insurers to be certain.

 

[Dellquay13]

My insurance with Haven Knox Johnson allows my friends and family to use my boat for private leisure, with my permission, when I am not present.
Should they prove incompetent and wreak havoc then I presume I stand in the dock with them under joint enterprise.

 

[[199490]]

Asked as recommended and no problem as long as they are covered by their own travel/personal injury insurance and we are not renting the boat to them ( as in taking payment). They also asked for names, nationalities and copy of passports.