Insurance Recommendations

[Andibs]

Got the renewal in for my boat which I bought last year ( 1982 Tomahawk 25) and was originally scheduled as being kept in the water all year round at Hull Marina.

When I bought the boat it was at Royal Northumberland Yacht Club and I liked the sailing so much there I decided to stay.

Notified the insurers of the change and they are now saying will only insure from March to October but I want to keep it in and use it all year round, weather permitting.

Anybody any recommendations for a friendly insurer?

Many thanks

Andy

 

[sailorman]

I am insured here http://www.yyachtinsurance.com

 

[MoodySabre]

I'm with GJW and am in the water all year in a marina. I thought it was just those on swinging moorings or very exposed sites that got restricted.

 

[pvb]

When I bought the boat it was at Royal Northumberland Yacht Club and I liked the sailing so much there I decided to stay.

Notified the insurers of the change and they are now saying will only insure from March to October but I want to keep it in and use it all year round, weather permitting.

Did you ask them why? The moorings are all reasonably sheltered pontoons, aren't they?

 

[peteK]

Try East coast mutual yacht insurance association,a non profit making company.

 

[Laysula]

We've been with GJW for years. We have wintered afloat in Marinas for all but one when we had her out ashore. More importantly, we have had one claim in this time which was dealt with quickly and efficiently.I have no hesitation in recommending them.

 

[Andibs]

Did you ask them why? The moorings are all reasonably sheltered pontoons, aren't they?

Yes. I've explained the set up to them and they've gone back to the underwriter. Waiting to hear the response but it's the principle now

 

[colind3782]

+1 for GJW

 

[Caladh]

+1 for GJW

Interestingly I have a friend who's having issues with their relatives MOBO. The engine room fire extinguisher went off and smothered the engine with powder and damaged the engine. The insurers are refusing a pay out due to the fact there was no "fire".

 

[AllanG]

Interestingly I have a friend who's having issues with their relatives MOBO. The engine room fire extinguisher went off and smothered the engine with powder and damaged the engine. The insurers are refusing a pay out due to the fact there was no "fire".

IMHO, the insurers stance isn't unreasonable, as why should they pay out for an 'accidental' extinguisher discharge, as I'm sure the owners insurance policy doesn't cover 'accidental damage', which can be optioned with house/contents insurance.

 

[V1701]

If you're happy to self-insure your own boat you can just use one of the online third party insurers, e.g. basic boat insurance...

 

[PaulRainbow]

I am insured here http://www.yyachtinsurance.com

+ 1 for yYacht

 

[John 32i]

Bought our boat from Clark and Carter; they recommended GJW and we have been very happy with them since :encouragement:

 

[petem]

Interestingly I have a friend who's having issues with their relatives MOBO. The engine room fire extinguisher went off and smothered the engine with powder and damaged the engine. The insurers are refusing a pay out due to the fact there was no "fire".

For the avoidance of doubt, is the policy with GJW?

 

[magdalena]

We have been with Admiral Marine since 2004 when we bought our boat. We had to make a claim last year (accidental grounding leading to lift, remove keel, check, refix keel, return to water), and they were impeccable. Helpful, efficient, and very supportive while we were having a rotten old time. I cannot recommend them highly enough.

Best wishes,
RCJH