Moving to a swinging mooring in Chichester this season so need to change insurance accordingly. Existing company will not cover this type of mooring. Any ideas on the best insurers for swinging professionally maintained moorings?
Try Bishop Skinner, the RYA insurance people. They've covered my boat on a swinging moooring for many years, full 12 months for some reason (boat is laid up ashore during the winter when in the UK) and no problems. Speak to Bill Southgate, one of the directors, A super bloke.
Unless you have a bota that is strange, bad risk or other - a Marine Insurance Brker should get cobver for you without trouble. On of the best is KC Powell, or another is Giles .... both I had very good cover with - KC Powell were the cheapest and best that I could find when shopping around and they understand boats.
If you want basic cover that will satisfy any Harbour board - 3rd party cover - then Basic Boat Liability will cover for a flat fee.
There are plenty of brokers who will sort this .....
I had 12 month IN with KC Powell .... only change was excess went up during winter period ..... but still well worth it.
I had good quotes from St Margarets and GJW. I had several years good service from Hill House Hammond, but when they were taken over by Insure4Boats.com they refused cover until ALL my surveyor's recomendation were carreid out. Not unreasonable you might think, but one of these concerned the state of the water tank; not a structural part of the boat, posing no danger to boat or crew, and, as I am currently doing little more than day sails with a young family, not something that I felt I had to remedy straight away. My surveyor was shocked at their attitude, as was I.
Agree with Jerryat about Bishop Skinner. Saga have a date by which you need to remove the boat to a marina or lift out, and this is writ in stone, with no amendments allowed.
Check what inspection is stipulated, although if its prof maintained should be no problem.
I am very pleased with Bishop Skinner and agree about Bill Southgate. When i went aground last year they paid up with no quibbles, even agreeing that I could claim for re-imbursing the lad who had salvaged my rudder after it went adrift from the jetty where I had temporarily left her.
Same experience as Nigel with Powell/Pole Star... but I would like to add that when you talk to them you are usually talking to someone who owns a small boat and has quite a bit of experience in one. It makes a big difference.