insurance for a wooden boat

[gary3029]

All you people out there with old wooden boats will know about all the love, care and cash we give our boats. Yes I know the the rest do as well but I don't have one of those!! I want an insurance company that understands this and looks upon us as indivuduals. I have a classic bike and can get special insurance for the bike. Are there any companies out there which do the same, rather than lump us all together.

 

[Shuggy]

Try Simon Winter Marine - great guy to deal with and much cheaper than anyone else I've talked to for shabby wooden boats...

 

[dsw]

try veronique@cheersinsurance.com they can help you .

 

[RobinBirch]

Try KC Powell. They gave me the cheapest quote for a 1952 Hillyard

LaTouche

 

[roly_voya]

The only way I can thik that you might get similar insurance to that for classic vehicles might be if you hav a restricted use policy, say May-Aug, home waters only. Could be worth trying Pantainius but I belive they now have a min value so depends on the boat

 

[rjp]

I second Simon Winter, very helpful guy.

John

 

[oldharry]

Bishop Skinner had no problem insuring my 30 yr old 26 foot plywood Eventide. They asked for photographic evidence of the condition, and included a 'catch-all' phrase along the lines ".... you must take all reasonable steps to ensure your boat is in a seaworthy condition"

In other words in the event of a claim, if their surveyor finds something you should have spotted and dealt with - tough! no payout!

I had my local boatbuilder go over the boat and report on it with recommendations - cost around £50 - together with evidence that his findings had been properly dealt with. The report remained with the ships papers, but I never had to make a claim so do not know if that would have been enough to defend a claim of having "taken all reasonable steps".