cuts down on wear from the prop idly spinning as we cross mile after mile of ocean. with a fixed 3 blade prop probably doesn't make a lot of difference in terms of drag, folding prop does tho.
Depends on the prop. A helicopter has blades with huge diameter and little area, while mobo prop has small diameter, but huge area by comparison (don't start telling me helicopter blades have more area, I mean as a % of diameter) Many yacht props are more like helicopter blades than mobo as they frequently only have two or three blades of quite narrow chord compared to Mobo's
Simple experiment - Get a childs "Beach Windmill". Try pulling it through the air with the "blades" fixed and then with the "blades" spinning...fixed offers less resistance every time.