Does Insurance Cover Trailer Launching Accidents?

[Zagato]

A friend of my father, who has a Drascombe, has damaged his hull either by launching or recovering with a trailer. He is with Navigator & General on their small crafts policy, he doesn't want to call them and says there is nothing in the policy documents about trailer accidents but for accidents whilst towing are exempt!

 

[VicS]

A friend of my father, who has a Drascombe, has damaged his hull either by launching or recovering with a trailer. He is with Navigator & General on their small crafts policy, he doesn't want to call them and says there is nothing in the policy documents about trailer accidents but for accidents whilst towing are exempt!

Loss or damage whilst "ashore",
or "in transit by road"
is covered

But

"Scratching, denting, bruising and chafing whilst in transit by road, rail,air or ferry" is not

That is all that the policy document says! Your friend's father can but contact N&G for advice /clarification

 

[aquaplane]

Accidents whilst towing are covered in my N&G policy, certainly for the trail sailer. They had better be, it costs a bit more for a 20'er moored on my drive than it does for my 26'er on a mooring.

 

[Zagato]

Thanks folks I'll pass it on, he's an elderly chap and not so confident with this sort of thing apparently but he can now be assured it shouldn't be a problem just give them a call. Thanks