calling Admiral Insurance

  • Thread starter Thread starter tcm
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tcm

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I wonder if admiral themseves might be able to turn up on t'forum and shed any light on the rocks/yacht/girlfiend case? Clearly i am not alone in wantingto learn what not to do insurance-wise.

First off it can't be uninsuerewd if "my fault" cos it is ALWAYS my fault. My fault we were there, my fault we don't have top-notch crew for every trip, and my fault we bought the boat in the first place. Nearly anything about our boat can be ultimately blamed on me.

ok, yep, lesson 1 don't prat about whilst coming out of lulworth cove (and i wdn't have stayed ovrnight in anything other than near-guaranteed calm weather) but that doesn't cover the insurance issue.

Perhaps the insured briefed the press a bit too much? And hence forgiving his girlfriend who by her own admission is complete novice invalidate a claim?

or what? hellooo?
 
hello!

Dunno mate. I have a feeling that they are sitting fat, dumb and happy with some good lawyers, with nothing to say to the pubic. Bless 'em.

Interested of Falmouth
 
You won't get an insurance company coming onto an open forum and disclosing details of a contract agreed privately with a customer.
There is quite possibly a perfectly reasonable explanation for their refusal to pay up, as has been voiced by a few already.
Such an explanation could be, for instance, he was given strict territorial limits and that he exceeded them.
We will almost certainly never learn what the reason was unless the case does go to court. And if it doesn't go to court, we could conclude that the fella doesn't have a leg (or a boat) to stand on.
 
I think the skipper knowingly broke some of the specific conditions of that policy. I posted this on two of the threads, but they seem to attract very little attention because of the arguments going on.

"As someone who is insured with Admiral and therefore concerned about my own coverage, I actually forwarded on this thread to them.

I had a call this morning from them where they explained the situation and I am more than comfortable with the explanation. I don't think I would be compromising any outcome by saying that there were some specific additional conditions applied to the policy to cover the fact that the insured was very inexperienced and in possession of an expensive yacht. Those conditions were breached, hence the position that Admiral are taking.


Basically it sounds like Admiral were managing their risks responsibility by taking on a policy that could have so easily been denied, by making some sensible conditions apply. Firstly this encourages the insured to take heed of what is effectively advice/guidance and secondly it protects the premiums of others."
 
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