Boat value relative to personal worth.

There's a thread ongoing on Trawler Forum about the typical relationship between boat value and personal net worth. There's mention of 5% as a guide figure but, in the main, contributors argue there's no typical relationship. Things are a bit different in the North America of course because of the high proportion of owners who borrow to buy. I'd imagine very few in Western Europe borrow to buy. What do forumites think? Is there a typical relationship between the two or even a perceived sensible target percentage?
It must be the middle of winter and people have too much time on their hands ;)
 
I suspect that some of the drivers for the moves to MoBo for the "£350-600k ... mid/late-twenties finance worker and over the years both capital and salaries mount up." are:

  • a lot of these types are time poor (or at least perceive themselves to be) MoBos are seen as more convenient timewise on a number of levels;
  • sailing is seen as an 'old white man's' hobby, (just look at the attitudes displayed by many who post on here and the PBO forum (let alone in the lounge), that are noticeably absent on the MoBo forum) many of these types are none or only a subset of the three and do not wish to be so associated;
  • participation in amateur competitive sport is falling across the board (qv the recent RYA lectures on the future of clubs), this obviously has an impact on numbers who might get into racing sailing.



Best rest your flapping mouth dewdrop.











Father Christmas is an old white dude.
 
Best rest your flapping mouth dewdrop.

Father Christmas is an old white dude.
I had to turn to the urban dictionary to find what could be meant by dewdrop. In your context it is rather offensive and not what we should find on this forum. Can you withdraw the comment or remove yourself to the Lounge?
 
Brilliant work, I think that's great. Particularly since I looked up Dewdrop in order to clear it. Top stuff.


The boring truth is that I made it up. Not wanting to reflect the whining tone and casual prejudice that Blue Sunray seems to go in for, I would never use the dreadful – Snowflake.
So I invented the whole line to sound a bit sinister - The better to contrast with the silly punch line.

I thought it was rather good.


Try again in English.


For the slower intellectual movers:

If you bad mouth Santa as a rich, white, old , establishment guy.......

Do not be surprised if you don't get your train set and there are tears on Christmas morning.

It's what the fleet of mind call a joke.
But with overtones for you to work on.
 
.. but lacking that essential element of humour unless you are the sort of sad inadequate individual that finds casual racism amusing.

You seem to have rather proved the OP's point.

To be honest, I've absolutely no idea what Doug is going on about .... but neither can I see where this "casual racism" has occurred.

If it's the phrase that "Father Christmas is an old white dude" then surely, in European culture at least, that's just a statement of fact? :confused:

Richard
 
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