neil_s
Well-known member
I have owned my Seal 28, built in 1977, for 18 years. I have been through the rigmarole of getting surveys done for the comprehensive insurance twice before - and now they want me to do it again. This time, though, they want a surveyor's valuation. Up until now, the insurance company has accepted the purchase price as the value. I have to confess that I have maintained and repaired the boat and it's gear over this time and she suits me very well, but I have not invested in any new stuff - apart from a couple of new sails. In effect, I have a time capsule from the 80's! I am well aware that this policy means my boat is probably of very little value to anyone except myself. Some thought on the matter suggests that a 3rd party insurance policy might be more appropriate. I'd appreciate any pointers towards brokers or insurance companies who might offer a service aimed at the low value boater!